Newstead Clark provide financial solutions that exactly match the needs of our clients and total commitment to this objective will always continue.

The financial markets around the world have all been affected by Coronavirus (COVID-19). The phrase “unprecedented times” has become regular vocabulary and it seems that it’s the only thing on our minds right now. And for very good reason.

 

We are all very concerned as we navigate these uncharted waters searching for reassurances for the future. Following updated Government advice regarding Coronavirus, we wanted to reassure you that we are doing everything we can to protect our staff and customers, including:

 

  • Replacing routine face to face meetings with telephone, Skype or Facetime calls to everyone in vulnerable groups (and offering the same service to anyone else who wishes to do so) to reduce the need to travel and reduce the risk of passing on the virus.
  • Introducing new measures at our offices to support social distancing, including the introduction of working from home for all staff wherever possible.

Coronavirus illustration by The Centre For Disease Control

If you have a meeting planned with us, we are advising:

    • Wherever possible, arrange appointments over the telephone, Skype or Facetime.
    • To postpone meetings, wherever possible, if you are a vulnerable patient. This group includes people over 70 years of age, pregnant women, and those with underlying health conditions.
    • To follow social distancing guidelines to reduce the social interaction between people and
    • To continue to follow general principles around handwashing and respiratory hygiene.

If you would like to arrange a meeting please get in touch with us and we will make the necessary arrangements.

Skype Logo for Newstead Clark news blog March 2020

If you already have a Skype account we will need you to add us to your contacts and we’ll need your contact details. The easiest way is for us to have your email address so that we can send you a connection request.

 

FaceTime Logo for Newstead Clark news blog 23 March 2020

If you’d like to “meet” via FaceTime we’ll need to have your mobile number and if you prefer to use any other platform then please let us know and we’ll do our very best to accommodate you.

 

Robert Clark of Newstead Clark Financial Services Limited conducting meetings over Skype and FaceTime Photograph 1

Newstead Clark Financial Services managing director Robert Clark. Providing the best advice, service & information on Personal & Corporate finance services.

Click here to get in touch with us or call 01902 912423 or 0121 452 1511

Newstead Clark Financial Services Limited is authorised and regulated by the Financial Conduct Authority.

Coronavirus (COVID-19) illustration image created by the Centers for Disease Control, reproduced by kind permission CDC on Unsplash.

 

It’s been a very long time coming. Infact many people are sick and tired of hearing about it. The light at the end of the long tunnel is now insight. Brexit is finally upon us. What will it mean for your investments? How will the markets react to the not-so-new news once the UK actually leaves?

Newstead Clark’s managing director Robert Clark gives some thoughts on what the likely effects might be.

 

A pension is a very important thing especially as people get older, it is the security of having regular income and peace of mind to maintain your independence after you have worked hard for an extended number of years. To some people, a pension scheme is quite a daunting thing to tackle but we want to help put things into perspective and help you either as a person or an employer looking to get more clued up on what we think is a very important subject.

Automatic enrollment:

Law across the nation for all employers regarding workplace pensions has changed. Whether you’re a hairdresser, an architect or you simply employ a care assistant for you or a loved one. You are classed as an employer and need to adhere to certain duties under the pensions law scheme.

‘Automatic enrollment’ means that you as well as every other employer across the UK have an obligation to put the appropriate staff not only into a pension scheme but also to pay into it as an employer – this is why this is crucial information. Knowing it is a start, but knowing how and when to implement these duties is just as important.

The Pensions Regulator work to enforce the law on workplace pensions but also offer concise and accurate information and guidance how you can carry out you required duties. Keep in mind that your duties may differ depending on your circumstances – to find the correct advice, they have a handy ‘Duties checker’ which will show you what you need to do and how it should be done at ‘http://www.thepensionsregulator.gov.uk/en/employers/duties-checker.aspx

Personal Pension Advice

Here at Newstead Clark, we have experts in all of the fundamental areas of retirement & pensions and we offer a unique service of home visits at ‘out of hours’ times so we can be flexible around you and your needs. Some of our specialist areas include but are not limited to retirement and financial planning, pension advice, pension planning and annuities & the cost of long term care.

We also understand annuities are quite a big decision as they are very much set in stone and is an ultimate decision that cannot be reverted. For those who aren’t fully aware, an annuity is the act of swapping your pension savings for a guaranteed regular income that is guaranteed to last for the rest of your life, the amount you receive is dependent on the rate the annuity provider is offering. As part of our service, we will gladly look over a quote you have received and tell you if it is competitive free of change with no strings attached.

Corporate Pensions Schemes

Despite attempts by the Government to bring in ‘simplification’ legislation surrounding corporate pension schemes back in April 2006, planning for retirement has become a very complex aspect of financial planning and is still a very grey area for employers spread all across the country.

We understand that there are tens of thousands of businesses all working in different sectors at different levels of experience and we believe that every business is unique. A good pension scheme should look after every single employee under your care regardless of age, making sure not to it’s simple to understand and not heavy enough to become a hindrance. Here at Newstead Clark we take great pleasure in walking through your options both as an employee or an employer. We are ready and waiting for to hear from you!