Commercial Mortgages

Commercial mortgages can be used for a variety of purposes, such as:

  • the purchase of business premises
  • extension of existing premises
  • residential and commercial investment
  • property development

Most lenders will require a positive personal credit rating and clear evidence that your business is creditworthy, stable and profitable. They may also ask to see your business plan and long-term financial projections

Commercial mortgages are very similar to domestic mortgages as they are usually available at either variable or fixed rates.

Buy to Let Mortgages

Buy to Let Mortgages are mortgages specifically designed for people who want to invest in the property market by purchasing one or more houses and letting them out to tenants. Again these are similar to standard mortgages but the percentage which the buy to let lender is willing to lend is likely to be restricted to 80% of the value of a property and the term of the loan is usually much shorter.

For more information please contact us now.

You can choose how we are paid for Buy to Let and Commercial Mortgage advice: pay a fee, usually £995 or we can accept commission from the Lender.

Commercial mortgages are not regulated by the FCA or arranged by Sesame. The FCA does not regulate some forms of Buy to let mortgage.

Your Property may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.